Strengthen business credit now to expand funding later.

Cash shortages derail most startups—let’s create a credit plan that supports steady growth.

280K +

Businesses Formed

75K +

Business Taxes Filed

$2.5M

Business Credits/Mo.

Help your business earn stronger credit.

Our credit advisors provide tailored guidance to boost fundability, establish EIN-based credit, and position your business for growth-ready financing.

Business Credit Setup

Support for creating and maintaining a business credit profile.

Funding Match

Identifies suitable funding options based on your business profile.

Funding Readiness Score

Scoring model that measures key factors tied to funding readiness.

Financing Path

Step-by-step guidance for selecting suitable financing options.

Credit Management

Oversight of both business and personal credit profiles.

Lender Compliance Review

Reviews alignment with common lender approval standards.

What to expect from our business credit services

Answers to common questions about the Fundability program

What happens after I sign up?
After enrollment, you’ll receive a welcome call that explains the program and outlines next steps.
How does the credit-building program operate?
The program guides you through proper credit setup, trade line development, and understanding your Fundability™ Score with expert tools and support.
Will you assist with getting a DUNS number?
Yes. You’ll receive step-by-step guidance for applying for a DUNS number, with support available if needed.
How long does coaching access last?
You’ll have continued access to the Fundability™ Advisor Team while you remain enrolled in the program.
How does this program improve financing eligibility?
It addresses core fundability factors, including business setup and credit profile, to prepare you for funding options.
What ongoing guidance is provided?
Fundability™ Advisors offer one-on-one support to answer questions and guide smart credit decisions.

Don't just take our words for it!

“incorpowrap made starting my LLC incredibly smooth. Everything was explained clearly, handled professionally, and completed faster than I expected.”

James Carter

Small Business Owner

“From tax filing to ongoing compliance, incorpowrap took the stress completely off my shoulders. I finally feel confident that everything is done the right way.”

Linda Martinez

E-commerce Founder

“Building business credit felt complicated until I worked with incorpowrap. Their guidance was precise, strategic, and tailored to my long-term goals.”

Omar Benali

Startup Founder

“The estate planning and legacy protection services gave me real peace of mind. incorpowrap helped me structure everything to protect my family and my business.”

Rachel Thompson

Entrepreneur & Investor

“incorpowrap handled our LLC formation and compliance with absolute precision. The process was clear, fast, and completely stress-free from start to finish.”

David Reynolds

Managing Partner

“Tax season used to be overwhelming. With incorpowrap managing everything, I know my filings are accurate and optimized, and I can focus on growing my business.”

Sophia Williams

Online Business Owner

“The business credit guidance from incorpowrap was a game changer. They helped me build strong credit profiles that opened doors to real funding opportunities.”

Youssef El Amrani

Startup Founder

“Their estate planning and legacy protection services gave me total peace of mind. incorpowrap helped me protect both my assets and my family’s future.”

Michelle Anderson

Investor & Business Owner

Credit myths truth or misconception

Business credit goes beyond borrowing—it creates flexibility. A solid profile can open more funding options and lessen dependence on personal credit. Let’s clear up common misunderstandings.

Truth

Lenders evaluate more than a credit score.

Factors like business setup and public listings affect lender decisions. Incorpowrap’s credit program reviews these details and highlights areas to improve.

Misconception

Waiting to build credit can limit options.

When funding is needed, it’s often too late to build lender-ready credit. Starting early helps you stay prepared for opportunities or cash gaps.

Truth

Business credit helps limit personal exposure.

A solid business credit profile helps separate finances, protect personal credit, and unlock funding under your company’s name.

Misconception

Business credit isn’t limited to large companies.

Even solo founders can use business credit to support growth, prepare for funding, and rely less on personal credit.

Important topics to review with your advisor

Start your venture with the financial insight to grow.

What does business credit mean and why does it matter?
Business credit is a profile tied to your company, not you personally, that lenders use to judge risk. It matters because it affects funding access, terms, and vendor trust.
How much time does it take to establish business credit?
Building an initial profile can take a few months and grows stronger with consistent use and on-time payments reported to business bureaus.
What are the first steps to building business credit?
Form an entity, obtain an EIN, and open a business bank account. Then use vendor accounts that report to business bureaus and pay them on time.
Does business credit impact my personal credit?
Typically no. Business credit is linked to your EIN, and when accounts aren’t personally guaranteed, your personal credit stays separate.
Why is strong business credit valuable?
Solid business credit can improve financing options and terms, separate finances, boost credibility, and support vendor or contract approvals.
What actions can damage business credit?
Missed payments, high balances, legal issues, inactivity, or inconsistent business details can negatively affect your business credit profile.

Begin your business on solid ground.

Form Your Business

Handle Your Taxes

Strengthen Your Business Credit

Protect Your Estate

Industry specific strategies